John Mayer's Newsletter 12/4/2009
 

HAPPY HOLIDAYS!!

30-year mortgage rates sink, match record low

Average rates match an all-time low of 4.78% set last spring, and are a full percentage point lower than one year ago. Read more.

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Hello Everyone!

I hope my newsletter is informative and keeps you up to speed with current trends and markets. As always, I am at your service and welcome referrals from you, your friends and neighbors. My goal is to be your lifelong Real Estate resource. Give me a call anytime.

Programmable thermostats regulate house temperature.

Programmable thermostats help reduce energy costs by lowering energy use during those times when you do not need it. In the winter, for example, your house does not need to be quite as warm when you are away at work, nor does it need to be as warm when you are asleep in bed. A programmable thermostat can tell your home's heating system to gear up for your arrival after work, or to knock off a bit until an hour or so before you get up in the morning.

Programmable units range from simple timer-like devices to elaborate multifunction units which can provide special instructions to your climate control system based on the day of the week. Once programmed, these thermostats work behind the scenes.

HVAC Tips:

Heating and air conditioning uses the largest chunk of your home energy dollar. Keep it running 'lean and mean.' HVAC systems should be checked to verify they are moving the correct amount of air. An HVAC technician can tell you if it is. Heat pump and air conditioning systems should be checked annually to verify they are properly charged, strictly in accordance with manufacturers' guidelines. Inside and outside coils should be kept clean and free of debris. Gas furnaces should be tuned for maximum combustion efficiency.

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Supreme Court seems to favor property rights

Justices heard Fla. case yesterday, and wondered about parties and portable toilets if the state owns re-nourished beaches. Read more.

HUD chief defends FHA proposed changes

Testifying before a House committee, he said buyers would soon need more cash, better credit and less seller help. Read more.

3 economic reports give reasons for optimism

Positive employment, consumer spending and home reports suggest a modest recovery rather than a second recession. Read more.

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